what type of rate can i expect with my credit score at a credit union?

The following table is a typical model many credit unions utilize for determining credit card rates. Each credit union has it’s own version. Ask them for it!

Typical Credit Scores and Rates at Credit Unions (as of November 2009)

Credit Score Tier APR Rewards
730+ A+ 8.95% 10.95%
680-729 A 10.95% 12.95%
640-679 B 12.95% 14.95%
600-639 C 14.95% 16.95%
500-599 D 17.95% NONE
549 or Less E 17.95% NONE
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