The Original Credit Union Credit Card Locator!
About Credit Card Connection
Ondine Irving
CreditCardConnection.org was founded and created in 2010 by Ondine Irving, a 27 year credit union veteran and owner of Card Analysis Solutions. Irving's foresight and consumer advocacy received national attention resulting in the site being featured on many news outlets through Suze Orman.
CreditCardConnection.org lists credit union credit card programs available to consumers as an alternative to the big bank card programs. The programs within this site boast rates that will never exceed 18% (while many start as low as 8%-9%), no balance transfer fees, no penalty rates if you miss a payment, no annual fee and late fees that will not exceed $25.
"When card programs falter, there is a balance between managing expenses and income. Banks have chosen to maximize the income side of the equation by increasing fees and rates to the consumer, rather than reducing their own expenses. Credit Unions have always treated their cardholders with fairness and maintained an equal balance of card program income and expenses, without having the cardholder be the scapegoat."
Credit Unions also offer the best and most competitive SECURED cards in the nation- with rates typically half of what the big banks charge. Use your Credit Union to rebuild or establish your credit with a FAIR secured card!
How CreditCardConnection.org Works
Consumers enter their ZIP code and a list of credit unions within their geographical area with fair and ethical credit card programs will appear. The consumer then clicks on the link to be taken to the credit union's website to learn more about membership and credit card options.
Each credit union's credit card program is rated on a five star rating the system:
Interest rates not to exceed 18%
Zero balance transfer fees
No penalty pricing or increase in APR if late
No annual fees
Late fees not to exceed $25
Consumers can choose the credit union and card program which best suits their own card usage needs. Credit Unions must sign up to be listed and do not pay a fee for inclusion on the site.
